How do student loans affect financial aid?
Q. This year (freshman) all of my tuition is getting payed by government financial aid. However, I need money for other things like housing and credit cards. Will a student loan affect next year's financial aid even if all of the money were spent? What kind of student loan would be better to get, private or federal?
Asked by Erica V - Sat Jun 23 21:34:52 2007 - - 4 Answers - 0 Comments

A. If all your tuition is getting paid then you really don't need a student loan. Taking out a loan to pay for credit cards is not really a good idea because you just going to have to pay it off later with interest. If you decide to get one anyways, Federal loans charge a lower interest rate than private loans. I believe it's 6.54% and is capped at 8%.
Answered by crimsonedge - Sat Jun 23 21:59:06 2007

How do student loans work? Once I start paying them back, do I have to pay back consistently?
Q. Like if I have $1000 now gathered from working as a student for 2 years, can I use that to pay some of the loan back? Or, is it that once I start paying back loans, I can't stop, and I must consistently pay them back every month? Also, do student loans have minimum sums we are allowed to pay every month? Like can it be that i'm only allowed to pay if i'm paying in a minimum sum of $800 or $1000? P.S. this is not for me, so its not like I can look over a contract or anything like that.
Asked by U2 - Fri Aug 10 14:31:13 2007 - - 4 Answers - 1 Comments

A. It seems like everyone who answers on this subject just refer you to a website. Here's my knowledge so far on my son's student loan... He just got accepted for his first fiscal year in school and the fine print states that if you pay $1000 when your payment is only $250 (example), then your next payment wouldn't be due until after those other payments are paid from what was left of the $1000, meaning, you have an extra three months of payments paid from that money before you had to pay again. Make sense? But no matter if you overpay or pay monthly, you do need to make sure you pay on time, or it could affect your credit rating. I'm not sure what you're saying on your second part, but all loans have a minimum payment due each month, if… [cont.]
Answered by 2Beagles - Sun Aug 12 16:19:49 2007

How to make a student orientation guide look less corporate looking?
Q. Have an assignment to do: its for a student orientation guide for DESIGN - graphics as well as other courses. Teacher said that it looks too corporarte looking. What are some design elements that people put into student guides to make them look more fun?
Asked by Glamourous_Girl - Wed Nov 14 07:17:58 2007 - - 1 Answers - 0 Comments

A. put doodles at the sides of the pages (they should contain some hint to what the info in the text is about), but they should look like doodles, not perfect little drawings. Generally you want to give it a more homemade/handmade look, so throwing some perfect alignments off could help. Also think about color. maybe some pages could be printed in blue on yellow or other color combinations. (the colors should still provide enough contrast to be easily readable) and the use of color should be helpful for navigation in the booklet. Look at "alternative" magazines and children's books for inspiration. Also ask your fellow students (non design majors) for brainstorming suggestions.
Answered by tigris - Wed Nov 14 08:24:54 2007